@import url('https://fonts.googleapis.com/css2?family=Caudex:wght@400;700&family=Jost:wght@400;500;600&display=swap');
:root{--navy:#28476D;--deep:#17343F;--teal:#2F677F;--blue:#469BBE;--sky:#E8F2F6;--sky2:#DCE9EF;--sand:#E7EAE4;--seasalt:#CDD2CA;--slate:#637792;--charcoal:#525F5F;--aqua:#5EA8BD;--olive:#858179;--line:#D9DDD5;--gold:#E0A458;--ink:#17343F;--body:#525F5F;--radius:20px}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:'Jost',system-ui,sans-serif;font-size:18px;line-height:1.6;color:var(--ink);background:#fff;padding-bottom:64px}
@media(min-width:900px){body{padding-bottom:0}}
img{max-width:100%;height:auto}
a{color:var(--navy)}a:hover{color:var(--deep)}
:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
h1,h2,h3{font-family:'Caudex',Georgia,serif;color:var(--navy);line-height:1.15;margin:0}
h1{font-size:clamp(36px,5vw,56px)}h2{font-size:clamp(28px,3.5vw,40px)}h3{font-size:24px}
p{margin:0}
.wrap{max-width:1200px;margin:0 auto;padding:0 24px}
.skip{position:absolute;left:-999px;top:0;background:#fff;padding:8px 16px;z-index:100}.skip:focus{left:8px}
.util{background:var(--deep);color:#fff;font-size:15px}
.util .wrap{display:flex;flex-wrap:wrap;gap:4px 28px;justify-content:space-between;padding-top:8px;padding-bottom:8px}
.util a{color:#fff;font-weight:600}
header.site{background:#fff;border-bottom:1px solid var(--line);position:relative}
header.site .wrap{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 24px;padding-top:12px;padding-bottom:12px}
.brand{display:flex;align-items:center;gap:12px;text-decoration:none}
.brand img{width:64px;height:64px}
.brand span{font-family:'Caudex',serif;font-weight:700;font-size:22px;color:var(--navy)}
nav.main ul{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:4px 20px;align-items:center}
nav.main a{text-decoration:none;font-weight:500;font-size:16px;padding:10px 0;display:inline-block}
nav.main a[aria-current="page"]{border-bottom:2px solid var(--gold)}
.menu-btn{display:none;background:none;border:2px solid var(--navy);border-radius:12px;padding:8px 14px;font:inherit;font-weight:600;color:var(--navy);min-height:44px}
@media(max-width:1100px){.menu-btn{display:inline-block}nav.main{display:none;width:100%}nav.main.open{display:block}nav.main ul{flex-direction:column;align-items:flex-start;gap:0}nav.main li{width:100%;border-top:1px solid var(--line)}nav.main a{padding:12px 0;width:100%}}
.btn{display:inline-flex;align-items:center;justify-content:center;min-height:48px;padding:12px 26px;border-radius:999px;font-weight:600;text-decoration:none;border:2px solid var(--navy);background:var(--navy);color:#fff;text-align:center}
.btn:hover{background:var(--deep);border-color:var(--deep);color:#fff}
.btn.ghost{background:#fff;color:var(--navy)}.btn.ghost:hover{background:var(--sky);color:var(--navy)}
.btn.gold{background:var(--gold);border-color:var(--gold);color:var(--deep)}.btn.gold:hover{background:#d4954a;border-color:#d4954a;color:var(--deep)}
.btns{display:flex;flex-wrap:wrap;gap:14px}
section{padding:80px 0}
.sand{background:var(--sand)}.hero.sand{background:var(--seasalt)}.hero.sand .lead,.hero.sand .trust,.hero.sand .eyebrow{color:var(--navy)}.hero.sand .trust li::before{color:var(--navy)}.sky{background:var(--sky)}.navy{background:var(--navy);color:#fff}.navy h2,.navy h3{color:#fff}.navy p{color:#E8F2F6}
.eyebrow{font-size:15px;letter-spacing:.12em;text-transform:uppercase;color:var(--teal);font-weight:600}
.lead{font-size:20px;color:var(--body);max-width:680px}
.stack{display:flex;flex-direction:column;gap:20px}
.head{display:flex;flex-direction:column;gap:12px;max-width:760px;margin-bottom:36px}
.hero .wrap{display:flex;flex-wrap:wrap;gap:48px;align-items:center}
.hero .copy{flex:1 1 480px;display:flex;flex-direction:column;gap:22px}
.hero .art{flex:1 1 400px;min-height:380px;border-radius:24px;background:var(--sky2);display:flex;align-items:center;justify-content:center;padding:24px;color:var(--teal);text-align:center}
.trust{display:flex;flex-wrap:wrap;gap:8px 26px;font-size:16px;color:var(--body);list-style:none;margin:0;padding:0}
.trust li::before{content:"✓";color:var(--teal);font-weight:700;margin-right:8px}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(280px,100%),1fr));gap:24px}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;display:flex;flex-direction:column;gap:10px;text-decoration:none;color:var(--ink)}
a.card:hover{border-color:var(--blue);box-shadow:0 6px 20px rgba(23,52,63,.08)}
.card .more{margin-top:auto;font-weight:600;color:var(--teal)}
.card .meta{font-size:15px;color:var(--body)}
.sand .card,.sky .card{border-color:transparent}
.steps{counter-reset:s;display:grid;grid-template-columns:repeat(auto-fit,minmax(min(200px,100%),1fr));gap:20px;list-style:none;padding:0;margin:0}
.steps li{counter-increment:s;background:var(--deep);border-radius:var(--radius);padding:24px;color:#fff;font-weight:600}
.steps li::before{content:counter(s);display:block;font-family:'Caudex',serif;font-size:36px;color:var(--gold)}
.split{display:flex;flex-wrap:wrap;gap:32px}.split>*{flex:1 1 420px}
.panel{background:var(--sand);border-radius:24px;padding:36px;display:flex;flex-direction:column;gap:14px}
.person img{width:100%;aspect-ratio:4/5;object-fit:cover;border-radius:var(--radius);background:var(--sky2)}
.person .ph{aspect-ratio:4/5;border-radius:var(--radius);background:var(--sky2);display:flex;align-items:center;justify-content:center;color:var(--teal);font-family:'Caudex',serif;font-size:44px}
.person h3{font-size:21px}.person .cred{font-size:15px;color:var(--body)}
.tags{display:flex;flex-wrap:wrap;gap:6px;list-style:none;padding:0;margin:0}.tags li{background:var(--sky);color:var(--deep);border-radius:999px;padding:2px 12px;font-size:14px}
.note{font-size:15px;color:var(--body)}
.callout{border:1px solid var(--line);border-radius:16px;padding:18px 22px;background:#fff}
.faq details{border-top:1px solid var(--line);padding:16px 0}.faq summary{font-weight:600;cursor:pointer;color:var(--navy);font-size:19px}.faq details p{margin-top:10px;color:var(--body)}
.crumbs{font-size:15px;padding:16px 0 0}.crumbs ol{list-style:none;margin:0;padding:0;display:flex;flex-wrap:wrap;gap:6px}.crumbs li+li::before{content:"›";margin-right:6px;color:var(--body)}
.pagehero{background:var(--sand);padding:56px 0 64px}
.pagehero .wrap{display:flex;flex-direction:column;gap:18px}
.reviewed{font-size:15px;color:var(--body)}
ul.clean{padding-left:22px;margin:0;display:flex;flex-direction:column;gap:6px;color:var(--body)}
.cta{background:var(--teal);color:#fff;padding:56px 0}.cta .wrap{display:flex;flex-wrap:wrap;gap:20px;align-items:center;justify-content:space-between}.cta h2{color:#fff}.cta p{color:#fff}
footer.site{background:var(--deep);color:#fff;font-size:16px;padding:56px 0 24px}
footer.site a{color:#fff}footer.site .brand img{background:#fff;border-radius:50%;padding:6px;box-sizing:content-box}
footer.site .cols{display:grid;grid-template-columns:repeat(auto-fit,minmax(min(200px,100%),1fr));gap:28px}
footer.site .cols div{display:flex;flex-direction:column;gap:6px}
footer.site .muted{color:#DCE9EF}
footer.site .fine{border-top:1px solid #2F677F;margin-top:32px;padding-top:20px;display:flex;flex-direction:column;gap:10px;color:#DCE9EF;font-size:15px}
.mobilebar{position:fixed;left:0;right:0;bottom:0;display:flex;z-index:50;background:var(--deep);border-top:1px solid #2F677F}
.mobilebar a{flex:1;text-align:center;color:#fff;font-weight:600;text-decoration:none;padding:14px 8px;min-height:56px}
.mobilebar a+a{border-left:1px solid #2F677F;background:var(--navy)}
@media(min-width:900px){.mobilebar{display:none}}
table{border-collapse:collapse;width:100%}th,td{text-align:left;padding:10px;border-bottom:1px solid var(--line);vertical-align:top}
.tablebox{overflow-x:auto}
.person img.zoom-out{object-fit:contain;object-position:center bottom;background:linear-gradient(to right,#b2c0c3,#aab8bb)}